I am trying to calculate APR (Annual Percentage Rate) for a mortgage loan that has a balloon feature. I have tried to the the RATE function but it only gives me the APR for a loan that is ammortized over 30 yrs and paid in 30 years. I need the APR for a loan that is ammortized for 30 years with a baloon in 5 years.
View 9 RepliesWhat I need is a worksheet which will generate fields from a set of variables (similar to a loan amortization schedule).
I don't know how to write the field code to include the annual percentage rate increase based on that additional input variable.
Input variables would be:
starting rate: (ex: 8¢/kilowatt hour)
starting date: (ex: July 2013)
average kw hours/month: (ex: 1062.5 kw hours)
annual rate increase: (ex: 3% *default 0%)
years to display: (ex: 25 years, *shown in months in fields below)
service months per year: (ex: 12 *default 12)
[code].....
So, data fields below the variables would be blank until these are entered.
Assume I would protect the sheet to avoid messing it up.
this would generate a chart showing rates over time from the fields below.
Also it would generate fields in a summary area to show the rate per year for future years.
Secondary, if there were a way to input actual usage and rates from specific months in the past, that would be useful but not part of this forecast model.
The goal of this model is to forecast electrical costs for residential power users compared to independent solar power generation to 25 years forward.
I want to make this because I am skeptical of the advertised savings that solar installers use to convince clients that their return on investment is so high. I believe their data to be greatly inflated projections.
Using this in comparison with other data such as inflation and wages will allow me to get a very good economic picture of the future of independent solar energy generation and its impact on the average home owner.
From a chart in Excel I need to automatically calculate what the annual percentage growth rate is of a trend line. How to automate this in Excel? I've attached a sample so you can see what I'm trying to accomplish.
View 6 Replies View RelatedI have a model that makes projections based on annual growth rates. However, I need to evaluate the data based on monthly intervals. With an 8% return on an investment of $1,000,000 my ending balance at the end of the year should be $1,080,000 and in year 2 it would be $1,166,400 and so on. In order to evaluate the monthly data I need each month in year 1 to be based off $1,000,000, so it would be 8%/12=.006666% or $6,666.66 per month. The next year would be based off $1,000,000 + (6,666.66*12) = $1,080,000 and each month would be $7,200.
writing a formula to evaluate over 360 periods.
The formula I am looking for would tell me what annual growth rate % I would need to achieve to make any investment reach a set target, for instance, what % of fixed annual growth would I need to make 200K grow to 750k in say 10 yrs or any time scale. I was given the formula below but Excel tells me it's wrong, I have tried putting 10 before ^ and the 10 after but to no avail, could some kind soul please put me straight.
r = 100((Y/X)^(1/n))-1)
So for X = 200, Y = 750, n = 10, we have
r = 100((750/200)^(0.1))-1) = 14.1309%
I'm doing an exercise for school and I'm totally confused here. I have to:
With the original assumptions, goal seek to determine what the Annual Rate Increase would be for the total expenses to be $175,000 (answer = 20.77%). Here's what I have: through the process?
If I invested $350 per hectare into a project and at the end of 12 years that investment yielded me $150,000, what would my rate of return be over the life of the project?
View 9 Replies View RelatedHow can I get the median of a column that contains both hourly and annual rates? I would like to either multiply the hourly rate * 2080 or divide the annual rate by 2080 then get the median.
View 6 Replies View RelatedI'm trying to determine the percentage rate of change in a trendline. I've got a sales chart with 90 days worth of sales figures. I can see that the trendline is trending down, but I'm not sure exactly how much.
If you take the first data point in a trendline and subtract it from the last data point and then divide that by the first it should give you the percent change. Excel must be able to do that math for you but I can't even figure it out to save my life. I can't even figure out how to display the first and last data point much less the "rate" of change I'm looking for.
I feel pretty dumb asking a basic math question but I couldn't find the answer anywhere. I would like to calculate the monthly & annual returns of a security or index. When trying to calculate various indexes to insure my math was correct, my numbers never match that of yahoo or bloomberg's. If you could just start me down the path,
View 4 Replies View RelatedI've got a spreadsheet where the start date is amendable and this is what I wanted. E.g. start date is Jun-14 and I want the formula to to calculate annual salary divided by 12 in each month from June onwards until Mar-15 (Financial year is April to Mar) and the same way to not show anything in April or May as they started in June... How can i achieve this please as I tried IF statements and it doesn't recognise dates and years...
Link: [URL] ....
I want to calculate the subscription rate as follows:- Subscription is fixed at the minimum rate of Rs.200 and is incremented at the rate of Rs.10/- for every Rs.200/- thereafter?
View 2 Replies View RelatedSome years ago I came across a formulae to calculate Daily Interest on a Building Society Savings account in the UK. I have used this since but find my calculations never work out the same as my BS, although to my advantage! It is =B3*B4/360*DAYS360(B5,B6,TRUE) Where:
B3=Capital
B4=Interest Rate
B5=Starting Date
B6=Finishing Date
For some reason the formulae uses 360/year and not 365/year. Using both still gives wrong answer.
I am trying to calculate a new base pay rate, but I need it make sure it is at least brought up the new minimum and capped at the new max of the range where applicable. The increase is based on 10%
So here are the columns used:
L = Current Base Pay
Q = New Min of the range
S = New Max of the range
U = where I want to calculate a 10% increase of L, but ensuring it is brought up to at least the min (Q) or not over Max (S). In other words if my min is $12 and Max $18 and my new base pay is $16 -- then I am good. However it if is $11.50 I need the formula to return at least $12. And visa versa -- if the new rate would be $18.50, I need it to return no more than $18.
I am looking to reassess the useful life of existing fixed assets by one/two years.
For example:-
Original cost $1,727.00
Start Date 30/12/2008
Current End of life 29/12/2013
New End of Life date 29/12/2014
5 year - 20%
NBV as at 30/06/2013 $174.12
How can I calculate the new rate, as I can not change the prior financial years depreciation. I am looking for a calculation, to test the assumptions, and see the overall change. This is just one example.
I have a workbook with rental properties containing 2 sheets. 1 sheet with the general details and the rate sets and 1 sheet where I'm trying to calculate the total price for a period of time between 2 dates. I would like the people who use this workbook to simply enter the dates and get a price based on the amount of days within a rate set.
eg: 1 to 7 days is weekly, 8 to 31 is monthly etc. To display this, I'm using: =LOOKUP(H3,{0,7,30,180,365;"daily","weekly","monthly","6 months","yearly"})
These rates are different for each property, and this formula isn't exactly dynamic; it just displays which rate should be used.
Now my idea is to use IF/THEN kind of a formula, but I'm lost on how to do this. The actual rates are on the other sheet in separate rows and columns belonging to the appropriate property. Also, the rates as they are will probably need to be recalculated to a daily number before it can be used for the price calculation, because a month has either 29, 30 or 31 days.
At the moment the daily rate is diplayed as a daily rate
The weekly as a weekly rate
The Monthly as a monthly rate
The 6-Monthly as a Monthly rate (with a minimum of 6 months of course)
And the yearly also as a Monthly rate (with a minimum of 12 Months)
I've attached the sheet as a reference : Property details import.xlsm
I currently use goal seek to calculate an interest rate for a loan product. My problem is i would like to have the same function but not through a goal seek. In goal seek i have to set the value i want to achieve but ideally i want it to calculate automatically
I have attached a workbook with details. I use a loan amortization schedule to calculate the interest from parameters set on sheet 1
I have a base rate in A1, the the units in B1 and need a total in C1.
In A3 i have discount rate (%) for units between 0 and 9
In B3 the have the discount rate (%) for units from 9 to 15
In C3 the have the discount rate (%) for units from 9 to 15
In D3 the have the discount rate (%) for units above 16.
How would the formula looklike?
I am trying to calculate earnings based upon hours worked based on 24 hours format (time out - time in = time worked) multiplied by hourly rate. I cannot get the proper calculation. How can I attach a copy of the Excel worksheet?
View 9 Replies View RelatedI have downloaded .csv files with my phone call costs. I want to compare phone companies, so I need to calculate the h:mm:ss amounts to $ based on flagfall and rate per 30 seconds. I can open the .csv files in Excel but I do not know anything about Excel.
View 4 Replies View RelatedI have a situation where I have to determine the required size of a deposit from which constant withdrawals are to be made until the deposit runs out to ZERO. The deposit earns interest at a fized rate, capitalized monthly after each withdrawal had been made.
In my example case, the target month (The actual cell that needs to have a value of ZERO (when the deposit runs out), or the "Range") is found in cell G16. In another situation, it may be found in cell G19 etc, depending on the situation.
It is this changing of the target cell (the one that needs to be ZERO) that has me stumped. I've been thinking of using VLOOKUP (not trying to lead you ;-)) to determine the actual position of the cell that need to have a value of zero but do not know how to build this into the VBA code of Goalseek. This target cell in the Goalseek code should be the cell in column G opposite the figure 1 in column A.
In my example I simply typed in a figure 1 in column A - in the actual spreadsheet the position of this figure is calculated with a formula and its position moves from situation to situation. If the 1 is in cell A19, the target cell, whose value should be ZERO, will then be cell G19..............
The way I have this sheet setup is to calculate a 20% fee off the interest earned column "D". Say you earned 6.5% on a beginning balance so the interest earned is in col "D". This works fine for a 20% fee but I need the fee to calculate a 10% fee if the interest in column "C" hit 4% or below and it also needs to be able to calculate a 20% fee if the interested earned is above 4%.
View 5 Replies View RelatedI have 3 sets of data for two different groups:
Group 1 - Inbound
- Total volume
- Gross adds
- Win rate (gross adds/total volume)
Group 2 - Outbound
- Total volume
- Gross adds
- Win rate (gross adds/total volume)
I need to calculate the weighted average of the win rate based on volume of calls. Is there any way to do that?
I am trying to put together a spreadhseet that will calculate the future cost of education fee assuming a given inflation rate. I would like the reuslt to be highlihted in a list or a table. The user would only need input current fee, inflation rate and years where fees are payable. The spreadsheet would do the rest. I have laid this our best I can attached.
View 5 Replies View RelatedI am looking to setup a formula to calculate a Fee that is based on the number of users of a service in a month, with the rate varying by the number of users. The first million users in a month will bring in $0.40 per user, for users 1-4M it will bring in $0.30 per user, for users 4M-7M it will bring in .20 per user, and for users beyond 7 million it will be .10 per user. So for example, if a user count was 9 million in a month, the calculation would be ($0.40 x 1 million) + ($0.30 x 3 million) + ($0.20 x 3 million) + ($0.10 x 2 million). I know the answer to the problem is obviously $2,100,000 but I can't build the formula that solves that and can handle instances where the user count is capped in one of the individual brackets. (IE if there are 3.5M users)
I've attached an example spreadsheet : Variable Fee Schedule.xlsx
Our office has a vacation days accrual policy based on number of years worked. We have a vacation days number, based on year of employment, the employee earns monthly. I need help with a worksheet, formulas, to document each employee, the year of employment they're in, # of days they have available based on the current month (which would need to add up automatically as the year progresses), then any days they request off, and finally a remaining balance of days left.
View 6 Replies View Relatedcalculating the percentage of a percentage and writing the formula for excel.
There are 295 people in a room, of the 295, 75 or 25% are mothers. (I know how to calculate 25% - 75/295 = 25.42) of the 75 mothers 35 have 3 children, 32 have 2 children and 10 have 1 child.
35 is what percent of 25%
32 is what percent of 25%
10 is what percent of 25%
I have a simple issue i cannot figure out how to write a formula for.
In A2 i have the number of operations.
In A4 i have the percentage of CPU usage it requires to complete those operations.
I need an output somewhere that will tell me how may operations I can get per 0.1% of CPU usage.
I have attached a file with both a sample section of data on the first sheet and the outcome I would like on the second sheet... I would do it all manually but there are over 200,000 rows in the actual file.
The macro needs to calculate the percentage of sale for each reference number within each part number and move down to the next part number and do the same until it reaches the bottom.
code needed to be able to automatically calculate the percentage needed from one year to the next. I simply need it to automatically create a third column each time the copy old data button is pressed, and I need the column to have the percent increase ((current year - past year)/current year). Hopefully you can understand what I am aiming for. I have the current code below, and I will attach a compressed and stripped version of my workbook.