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Loan Formular To Capture Overdraft Bank Facility


how I can solve the issue of creating a spreadsheet (similar to an amortization one) that could deal with unequal re-payment regime as well as unfixed (anytime of the month) payment periods.


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Game Points Bank Account (running Total For The Bank)
Sheet6

RSTUVWX5Your PointsPoints Needed To Level UpCurrent LevelYour CreditWithdrawalDepositCredit67

80You Need 18,000 Pts.IntermediateYour Credit is 0 Pts

911,5006,500BeginnerYour Credit is 0 Pts25004000
1010,4547,546BeginnerYour Credit is 454 Pts

45411125005,500BeginnerYour Credit is 1000 Pts200035001000
Spreadsheet FormulasCellFormulaS8=IF($AB$6$Q$23,"You Are Credited With "&TEXT(X8-$Q$23,"#,##0")&" Pts","Your Credit is 0 Pts")

Excel tables to the web >> Excel Jeanie HTML 4

i have a "Game Points Bank Account" that keeps track of the points users earn or spend in the game...what i need help is creating a running total for the bank..ive tried everything nothing works..

(this is actually like a traditional bank account)

each player starts with 10,000 points

*Row 8 is the only row to have formulas*

*Rows 9-11 are typed in to show my desired results*

Here is the point value "Ranking System" for Column T

Sheet6

AGAH5Tier 16Beginner180007Beginner360008Beginner540009Intermediate7200010Intermediate9000011Intermediate10800012 13Tier 214Advanced12600015Advanced14400016Advanced16200017Expert18000018Expert19800019Expert21600020 21Tier 322Elite23400023Elite25200024Elite27000025Superior28800026Superior30600027Superior325000

Excel tables to the web >> Excel Jeanie HTML 4

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Here is the effective rate calcs on a random normal amortization loan:

this is in B2, and answer is 7%
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Where p is value of original loan, r is annual intrest rate, n is amount of years, and I am hoping I am right in saying this is the total repayable amount of the loan?

Then putting that aside I created a amortization table. (which I am certain i forgot to include compound intrest in!)

To keep it short i followed this guide for the amortization table.

and now I am so confused about if I should be using PMT, PPMT, NPER?!


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