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Interest Only Payment Formula


I have been raken by brain for a simple formula to calculate an Interest Only Payment on a mortage note, example,

sales price = $162000
term = 360
interest = 8.5

I was able to calculate the payment of principle and interest, but I need to validate what would be an Interest Only payment on this?


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I want a formula in Cell A6 (and I already know it correctly works) in this format: =E6&VLOOKUP(I6,'FA-Fund Data'!B$1:C$2000,2,FALSE)&J6

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Combine Formula Which Reduce The No. Of Additoanl Formula's Columns
I have some student marks in columns B to F. If some one get below 40 marks he fails and the subject in which he has been failed will come in Remarks column. If he has passed in all subjects remarks column will show Pass.

To bring failed subject initial in Remarks i have to create 5 additional column and then thru Concatenate i joined them.

Is There any formula to show fail subject in Remarks column without creating 5 additional columns?

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Add Addition If Condition To Existing Formula: Long Formula
This task joins a string together based on a number of characters per cell in the range.

I want to isolate one range, Col N, and add an IF condition to it.

There may be other issues preventing this from happening, e.g. the number of IF that exist in the complete formula. I will isolate the current cell and its requirements and then post the entire formula at the end for reference....

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Date Formula & Add If Statement To The Existing Formula
I currently use the following formula: =workday(H21,H23,J20:J34) which calculates my date based the date entered in cell H21. While testing I realized that I needed to add another variable to the formula for a specific scenario. When my Date in H21 is less than todays date I require another workday formula to be calculated. How can I add this if statement to the existing formula?

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Not Responding: Added A Formula To A Spreadsheet With Som Complicated Formula
I recently added a formula to a spreadsheet with som complicated formula. It worked ok and I saved the sheet. Now it takes 5 minutes to open the sheet and when I try to do anything,like delete the inserted column the program locks up giving a no responding message. I can do without this column if I have to.

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Replace Character Used In Formula Where Formula References Cell
I am using vlookup to get a cell value from another sheet, but if the cell has "&" or "/" I need to substitue "&" and "/" with "and" so that the cell can be added later to a url.

i am using =VLOOKUP(a1,Sheet2!A1:W17968,6) to get the value of a1 in sheet 2 and return the value of column 6

this will return "Audio Cables & Leads" but i need it to say Audio Cables and Leads

I need the formula to also check and replace "/" with "and" as well so cables/wire will be Cables and wire

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