I have a person who was paid £1000 pension pa for ten years. I've found out that the pension should have been split 50/50 with half increasing by 5% pa. Thus in year 1 total pension would be £1000. In year 2 the total pension would be £1025 ((£500 x 1.05) plus £500)

I know that in year 10 the total pension should be £500 (non increasing) plus £814 (£500 x 1.05 to the power of ten). My problem is how do I work out a formula which calculates the total arrears due in year ten? I'm thinking the arrears due after the ten years is £314 but something is telling me it's a lot more.

Is it possible to arrive at the formula result in cell (C9) using only the cells in column A and bypassing the need to have a column B?

I originally tried =MIN(A1:A9)-MAX(A1:A9) as a way to bypass column B and have a single formula but it did not give me the same result. I was thinkging I might need to have a (UDF) but not sure. Thanks Again.

D17 is a cumulative dollar total (year-to-date) of the monthly changing dollar amount in D5. Each month I manually add the D5 figure to D17. Is there a formula that will automatically update the D17 cumulative total with the everchanging D5 monthly figure?

I have one cell that brings up a random number using RANDBETWEEN and I want to keep a running total in a separate cell, but I can't figure out a formula or function to do this.

I am trying to set up a budget for my self. Of course I am trying to make it as complicated as possible.

I have done searches online and that is how I found this forum. I am finding amortization formulas, but not what I want

Here is my question.

I have two fields, Mortgage and auto loan

I want to have a field that does a calculation for me. I know following fields as an example making numbers up Interest rate is fixed at 5.5% Amount left on loan is 150,000 Loan is fixed at 30 years with 28 years left

I want to run a formula so when I make a monthly payment of 1000 dollars how much of that goes to interest, how much to principle (not to make this complicated even more, but let say that I have 200 escrowed which I am not sure if that has interest calculated on(I don’t think so as it is property tax?))

Same example for car loan. 5 year loan, 4.5% interest, payment 438 a month.

If i borrow Rs.50000/- at 7.25% interest compounding monthly, repayable in 4 quarterly instalments, when i put it in excel using pmt function for emi quarterly payment and ipmt for interest calculation at the end of the 4th quarter (i.e last instalment) the balance will not become zero it shows a balance of Rs.14.35 its due to interest compounding monthly, is there any formula in excel to overcome it?

I use Excel 2007 , I created Interest calculator , on Daily basis , to caluculate interest , compounded quarterly.

But I want to make it compact , as d one I created is long enough.

A3 = Principal Amount B3 = Date of Investment C3 = Interest as on Date D3 = Number of Days , amount Invested {comes out of formula set} E3 = Rate of Interest

Now in F3 I want the Interest amount , compunded quarterly.

Some times NUMBER OF INVESTED CAN BE LESS THAN 90 DAYS TOO...then what ?

I am currently trying to create an excel spreadsheet where I would know how much interest I will pay in the next six months, since the balance changes every month I am not sure how to formulate the total interest paid with in a specified time period.

I currently can calculate the interest and fill in the below rows with each month but I would like to simplify the report so that I can add the Balance, Rate, Payment(2% of balance), and Time period and in another cell it will tell me how much interest I will pay in that time period. Bascially I would like to keep all the calculations in one row.

For example

Balance | Rate | Payment | Time Period | Interest Paid $1,000 | 10.00%|$20.00 | 6 | $48.56

I am trying to calculate the effective annual interest rate earned on an investment and find the results are close but not really accurate. I suspect because I have not included the frequency of interest in my existing formula

r = n * nt root (A/P-1)

where; r = the effective interest rate n = the number of times interest is added per year t = the total number of years A = the current value P = the original value

The 2 problems I face are; 1. Confirming this formula would provide the correct answer (need maths expert here) & 2. How would "nt root" (as in sqr root, but using the product of the years and frequency) be used in Excel

i am trying to create a spreadsheet that will automatically plan a days work in manufacturing based on the items the factory is making, the different items obviously have different hourly production targets and id lke to create a spread sheet that knows how many we want to create what the targets are and how long it will take. i also want it to be able to know when it has reached the needed total and automatically plot the targets for the next product, so what i need is a way to change part of the formula when the column reaches a set culmative total

I have attached 2 files. One of them is called Macca.xls. This is the file that was created for me by shg on an excelforum. The other isOreDep_updated.xls - this file is the updated list that I want to convert into the Macca file or make it look like the Macca file.

I awas trying to make a couple of plots, but they were not llooking like some examples I have.

In the OreDep-updated file attachment is my data I needed to use. I needed to make 2 plots:

Plot 1: Resource Grade (log scale) against the proportion of deposits (linear scale)

Plot 2:Tonnage (log scale) against proportion of deposits (linear scale)

This was done with my old data that is shown in the Macca.xls attachment.

They are meant to cumulative proportion plots. As a line or scattergram. An example of what they are meant to look like is at: http://www.nbmg.unr.edu/dox/ofr962/c11.pdf on Page 4 and 5.

shg managed to make them look like I wanted with the log normal smooth line too.

My problem now is that I want to change the data under Name, Resource Tonnes and Resource Grade (basically replace the old data in Macca.xls with the new OreDep_update.xls, to come up with same type of plots). But whenever I try to copy and paste the data into the Macca file it messes up everything. I looked at the formula that was created and I really havent a clue how to change it, without affecting everything else like the plots.

I also need to add 2 new columns for date and for reference, and it wont let me do that.

I have developed a financial calculator that asks the user for the "input date" which is used to record balances as of the input date. My interest calculation for the first year is based on the current date compared to the input date. For example, if the user is keying in a current balance of 10,000 @ 10% interest, and the "statement date" or "input date" is 12/30/2013, and the current date is today, 2/4/2014, then it should calculate interest for the entire year of 2014. It is not doing that. It calculates $3 interest.

But if input date is 6/30/2013 with current date of 2/4/2014, it seems to work OK. It calculates interest of $504 in that case. It appears to get messed up with the year transition between current date and input date. The formulas I have listed below appear to work fine except when the input date is 2013 for the year and the current date is 2014. The formula does not "see" that input date was last year. There must be a minor tweak to formula I am overlooking.

Cell C2 = Today's Date=TODAY() Cell C3 = Input date (user keys in date in mm/dd/yyyy format) Cell E2 = "translate input date to year format" =DATE(YEAR(C3),12,31)-C3 Cell E3 = Investment Rate Cell G2 = yr 1 interest rate adjusted =(E3/1)*($E$2/365) Cell C21 = Current Balance Cell D21 = Interest Yr1 = C21*G2

I need the interest calculation to account for partial year accrual.

I have a variable list of items in date order, there could be one, more than one, or, no items for any one date Each item has it's own line. I need a formula in a separate column (column F) to total each day's items. Column A includes the Date. Column F is a cumulative total (as in Column C) for items on the same date. Column C=D+E. I am looking for a formula which will add up items in column C if they have the same date in column A, and put the answer in the last cell in column F for that date. Example........................

What I am trying to do is to create a formula for the attached spreadsheet - that calculates the daily compounding interest based on the higher rate of the two rates for the first five years then after 5 years the calculation should only be based solely on the blocked rate.

I receive monthly expenditure returns from different departments which I have to consolidate. The problem I'm encountering is that some departments submit their data as a monthly figure and some as the cumulative position. It would be useful if I had a formula that identified what data type was submitted and from that calculate both the monthly and cumulative figure.

If you look at the attached example I'd like to input a formula in columns I and J that uses the data contained in columns B to E to calculate the monthly and cumulative expenditure figures.

I need a cell that holds a cumulative sum , but i get stuck into cell self reference.

Let me explain . Imagine i have cell A1 which holds a formula : =B1 + C1

If i keep changing the values of B1 and C1 the value in A1 will be changing as well . I need to the sum up of A1 values at any given moment. I practically want

I would like to work out the cumalative value ffor each row on a sheet I have.

Basically it just needs to start from column 4 each time and then go across and take first value and then add that to the second one, take that answer and add to third one and so on. Basiaclly I need to get an end result on clolumn 25 each time. The code has to be able to count down the rows too.

This problem has come at the end of a big exercise whereby I've managed to construct a spreadsheet that automates three payment processes based on various VLookups to another file. However, I've come to a stage where I need to pre-empt a payment allocation based on cumulative totals.

I'll try and explain clearly below but I've also attached a spreadsheet showing the intended result (along with a copy without the output so that someone can add in the formula - again, if it exists.

So, this all centres around a code allocated to our clients and a declaration that they complete. Say client code "Apple1" (col E) sends in instructions to pay on a position of "650,000" (col F). Within our existing spreadsheet we have an available position of "800,000" which can be seen by totalling column G for client code "Apple 1".

So that's the first requirement - for all rows on my existing spreadsheet for client code "Apple1", I want to add the cumulative total of column G ("800,000") I'd like this captured in column H, as per my example.

We can then make payment based on their declaration, up to their total available amount. However, we need to pay them in stages according to our existing allocations (col G). Therefore, taking the first example, their declaration show's an available position of 650,000, their total position is 800,000 and the available nominal amount for that row (col G) is 200,000 - so they can be paid on that full amount therefore, 200,000 should be shown in cell I3.

So now, they've got 450,000 left to be paid and cell G4 again shows a position of 200,000, so once again, cell I4 should show 200,000.

The client "Apple1" now has a payment amount remaining of 250,000 remaining but in this instance, cell G5 is for 300,000 - so because the remainder of their available payment is less than the amount in cell G5, we should post the available payment amount in that field - 250000.

Therefore, if you add up all of column I for client "Apple1" it comes to 650,000 - the amount we have on our declaration - even though the total of their available position is 800,000.

I've included another client in the mix "Sauce2" who should show 200,000 and 0 respectively in cells I6 and I7.

Need to insert two rows, then sum column C and E based on cell value change on Column A.

...then also would like to get the summed value of each total eg,. (starting total should be where last cell should always equal the sum of first calculated cell. D6 = C6, then =C10+D6, and C16+D10, etc...) to be summed with next total down, and so forth to end (See attached)

I have a sheet that contains a reference number in Col A and an associated number of days in Col B. I wanted to put a third column in that cumulatively totals the number of days based on reference number.

After about 3 hours of online research, and maybe an hour or so of experimenting with the IF command, my mind is blown and I, essentially, have given up!

I have a spreasheet with each column representing a month, then four more colums to represent quarterly values, and one other for a summary of the entire year.

I don't want a cumulative running total. For example, if I enter a value for January, that value should appear in the 1st quarter column, and yearly summary colum.

Now, if I enter in a February value, the 1st quarter column should display the February value. I need the 1st quarter column to "update" for each of the three months within the quarter. Likewise for the yearly column except, obviously, I need it to update for each of the 12 months.

I started toying with the IF function, with limited success, but there MUST be an easier way?

Microsoft Excel - Book1___Running: 12.0 : OS = Windows XP (F)ile (E)dit (V)iew (I)nsert (O)ptions (T)ools (D)ata (W)indow (H)elp (A)boutB5= BCDEFGH5JanFebMarAprMayJunTotal6-3%-2%5%8%5%5%???Sheet1

I have this example above which i want to know what is the total % change from Jan to Jun. In the total column, the result i got is 19% using formula =1*(1+B6)*(1+C6)*(1+D6)*(1+E6)*(1+F6)*(1+G6)-1.

Is there any other more simplified or better formula that can be used actually?

in my worksheet i have different kind of items with its cost. in my case which is not in order, that is, the order of items can be AABAACCBA. I want to calculate Cumulated Total on each row. but i am not sure how to achieve this by conditional formula? the values in my sheet looks like the following,

Date ITEM TYPE AMOUNT Cumulated Total 10-Jan-07 BookA1010 -value(Book) 11-Jan-07PenA515 -value(Book+Pen) 12-Jan-07TableB1515 -value(Table) 13-Jan-07PencilA2035 -value(Book+Pen+Pencil) 14-Jan-07ChairB2540 -value(Table+Chair) 15-Jan-07SofaB3575 : 16-Jan-07RoseC2020 : 17-Jan-07Calc...A3065 : 18-Jan-07JasminC1030 -value(Rose+Jasmin)

find the attachment for reference. How to achieve this using conditional statement or lookups or someother? and i try to avoid macro.

Cells D 5 to D 36 are representing day 1 to day 31 of the month. clocked working hours of the employees will be entered to these cells. they are supposed to meet the target of 8 hours clocked at the end of each working day. that means on day 1 the target is 8 hours, day 2 it is 16 hours, day 3, it is 24 hours. i want to see the cumulative progress in ( percentage) on any give day. That means on each day the clocked hours should be compared with the actual cumulative target until that day.