Cell Reference - Excel Files Linked To One Master

I'm working on a project that has a master workbook and multiple files that link to the master. The master workbook calculates values based off of a ton of information: account info, pricing info, quantity info, etc. It is a pretty massive excel file, but that is not where the problem arises.

The files that I am trying to link contain relevant information for specific accounts, including prices. The cells that contain product prices are linked to the master workbook. Example: Destination file, lets call this "Company A", Source file, lets call this "Master". In Company A's spreadsheet there is a column that contains pricing specific to that company. This pricing comes from the Master. Most of the pricing is in column C. What I have been doing is copying the relevant cell in the master and "Past Special, Paste Link" in Company A. I do this for every product in Company A's worksheet.

The goal of this is to automate pricing, so that when there are price changes or account changes, one would only have to update the master and all the separate account worksheets would populate with the correct prices. The method I've been using was working perfectly, until I had to edit the master file. I had to insert and delete a few rows from the master file. I work in excel quite often and link cells alot, so I figured that the linked cells would update to the new format, but they aren't. Ex. If a cell in Company A's worksheet is referencing F46 in the master and I delete row 44, I would like the cell to now reference F45, because that is the cell with the correct information. But instead Company A's worksheet isn't adjusting for the deleted row and is still referencing F46.

The only solutions I have found for this issue are to either have all the linked files open when I am editing the master. But seeing as there are almost 25 files, that doesn't seem very practical. The other solution is to never insert or delete rows, just to add on to the end of the master spreadsheet.